Simpli vs Qashier: an honest comparison.

At a glance

The two products, side by side.

	Simpli	Qashier
Monthly platform fee	S$0	S$5 a day, about S$152 a month
Per paid order	1.4% + S$0.10, capped S$2	Included in the daily fee
Card payments	Stripe, 3.4% + S$0.50	From 2.4% + S$0.20 online
PayNow	Stripe, 1.3%	From 0.8% online
Cash orders	Nothing	No card fee, but the daily fee still runs
Hardware	None needed. Diners use their own phone.	Optional terminal, +S$1 a day, yours after two years
Contract	None. Leave whenever.	Daily subscription, cancel by email
Who holds your money	You do. Payments settle into your own Stripe account. We are never in the flow.	Qashier. They are an MAS licensed Major Payment Institution.
Data export if you leave	Yes, any time, in CSV.	Their terms grant no export right.
Item level analytics	Free forever. Never a plan tier.	Included, though some integrations sit behind plan tiers
Reviews	Only from diners who paid. No restaurant can pay to rank, blocked in code.	Google review collection and management
Merchants	We are pre revenue and looking for our first pilots.	25,000+ across four countries
Built for	Dine in restaurants, cafés and bars	F&B, retail, beauty, events

Qashier figures are taken from qashier.com/sg/software-pricing and /sg/mdr-rates on 2 August 2026 and are quoted as published, exclusive of GST. Their rate card and the FAQ on that same page disagree with each other on in store card and e wallet rates, so we have used their online rates throughout, which is the like for like comparison for a diner paying by phone at the table.

Cost

Where each of us is cheaper.

Two different shapes. Qashier charges a fixed monthly fee and a lower rate on payments. We charge nothing fixed and a higher rate on payments, because we use Stripe rather than our own rail. Which one wins depends entirely on how busy you are.

S$0

What Simpli costs you in a month where you take nothing. Qashier costs about S$152 whether you open the doors or not.

S$8k

Roughly the monthly card and QR volume where Qashier starts working out cheaper than us on total cost.

0%

What we charge on cash. Every cash order is free on Simpli, and cash is still a large share of most Singapore dining rooms.

The part most comparison pages leave out

Once you are past roughly S$8,000 a month of card and QR volume, Qashier is cheaper than us on paper, and the gap grows as you get busier. Their payment rail is their own and they price it below what Stripe charges us.

We would rather you learn that here than on your third payout. If your dining room is already busy every night, tell us on the call and we will be straight with you about the numbers.

What the difference buys, when it goes the other way: nothing fixed on a quiet January, nothing at all on cash, no terminal you are still paying off in month twenty three, no contract to get out of, and money that settles into your own account instead of ours.

See the full pricing, including Stripe's cut, on one page.

Straight answers

What each of us is actually better at.

Where Qashier wins

And it is not close on the first one

Scale and track record. 25,000 or more merchants across Singapore, Malaysia, Thailand and the Philippines, and years of operating history. We have none of that yet.
A payments licence. They are an MAS licensed Major Payment Institution. We are deliberately not, because we never hold your money, but a licence is a real thing and we do not have one.
Cheaper once you are busy. Past roughly S$8,000 a month of card volume, their numbers beat ours.
Hardware, if you want it. They will sell or lend you a terminal. We do not make one.
More than restaurants. Retail, beauty, salons, events. We only do dine in.
A support team. Theirs answers 9:30am to 9:30pm, seven days a week. Ours is a small team that answers the same day.

Where we are different

Not bigger. Different.

Nothing fixed, ever. A quiet month costs you nothing at all. There is no rental to justify in January.
Nothing on cash. Not a reduced rate. Nothing.
Your money never leaves your account. Payments settle directly into your own Stripe account. We take our fee on top and we are never holding your takings.
Analytics free forever. Item level popularity and repeat visit data are core, not a tier. We will never put them behind a plan.
Reviews you cannot buy. Only diners who actually paid can review, and no restaurant can pay to rank. That is enforced in the code, not promised in a policy.
Take your data and go. Menu, orders and customers, exportable any time, written into our terms.
You talk to the founder. For now that is a fact about our size. It is also genuinely useful.

Buyer's checklist

Ten questions worth asking any POS vendor in Singapore.

Including us. Take these to every vendor on your shortlist and write down the answers. Most of the cost of a POS is in the answers people do not ask for.

What is your rate on PayNow, in writing?

PayNow is usually the cheapest way for a Singapore diner to pay you, and rates vary more than card rates do. Ask for the online rate specifically if diners will pay from their phones.
Can I export my orders and customer list if I leave? Point me at the clause.

Ask for the clause, not a yes. A system you cannot leave with your own history is a system you cannot leave.
What is your uptime commitment, and do you publish a status page?

If the answer is no to both, you have no way to know how often it has gone down before you signed.
Is item level sales data included, or is it a plan tier?

Knowing what actually sells is the whole reason to have a system. Find out whether it costs extra before you need it.
What do I own after two years of hardware payments?

Hardware at a low daily rate is a two year commitment wearing a small number. Ask what happens if you leave in month eighteen.
What happens to my fee on a day I take nothing?

Daily and monthly fees do not pause for a quiet Tuesday, a renovation or a national holiday.
Do you hold my money, and for how long?

There is a real difference between a company that processes your payment and a company that holds your takings before passing them on. Ask which one they are.
What is your total liability if something goes wrong?

Read the number in the contract. In this category it is often startlingly small.
How do I cancel, and how long does it take?

If signing up takes one form and cancelling takes an email and a notice period, that asymmetry is a choice someone made.
Who moves my menu across, and how long am I closed for?

Switching cost is the reason most restaurants stay on a system they dislike. Make the vendor own it.

We are happy for you to bring this list to us. If we answer one of these badly, we would rather hear it from you than not hear it at all.

Still deciding?

Tell us your average ticket and how many covers you do on a Friday, and we will work out what Simpli would actually cost you. If the answer is that you are better off elsewhere, we will say so.

Book a setup call See pricing